Effective Date: 10/30/2023

Welcome to Claudio Financial, LLC ("we," "us," or "our"). By accessing or using our website [Insert Website URL] (the "Site"), you agree to comply with and be bound by these Terms and Conditions ("Terms"). If you do not agree with these Terms, please do not use the Site.

1. Acceptance of Terms

By accessing or using the Site, you confirm that you have read, understood, and agree to these Terms, including any additional terms and policies referenced herein. These Terms apply to all users of the Site.

2. Services Provided

Claudio Financial, LLC provides financial coaching and related services (the "Services"). The information provided on the Site is for general informational purposes only and does not constitute financial advice, legal advice, or a guarantee of specific outcomes.

3. Use of the Site

3.1 Eligibility

To use the Site, you must:

• Be at least 18 years old.

• Provide accurate and complete information when requested.

• Use the Site in compliance with these Terms and all applicable laws.

3.2 Prohibited Activities

You agree not to:

• Use the Site for any unlawful purpose.

• Distribute viruses or malicious software.

• Attempt to gain unauthorized access to any part of the Site.

• Copy, reproduce, or resell any part of the Site without prior written consent.

4. Payment and Refund Policy

4.1 Payments

Payments for Services must be made in full at the time of booking unless otherwise agreed upon in writing. All payments are processed securely through third-party payment processors.

4.2 Refunds

Refunds are not provided for completed Services. If you are dissatisfied with a Service, please contact us at inquiries@claudiofinancial.com to discuss your concerns.

5. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of Claudio Financial, LLC and is protected by copyright and other intellectual property laws. You may not use, copy, or distribute any content from the Site without our express written permission.

6. Limitation of Liability

To the fullest extent permitted by law, Claudio Financial, LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or Services. Our liability for direct damages shall not exceed the amount you paid for the Services.

7. Disclaimers

7.1 No Guarantees

We do not guarantee specific financial outcomes or results from using our Services. The information provided is based on general principles and may not apply to your individual circumstances.

7.2 No Professional Advice

The content on the Site is not intended to replace professional financial, legal, or tax advice. Always consult a qualified professional for personalized advice.

8. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which is available here.

9. Termination

We reserve the right to terminate or suspend your access to the Site or Services at our sole discretion, without notice, for conduct that violates these Terms or is otherwise harmful to our interests or other users.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Naples, FL.

11. Changes to These Terms

We reserve the right to modify or update these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Site constitutes your acceptance of any updated Terms.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Claudio Financial, LLC
Email: inquiries@claudiofinancial.com
Phone: (203) 820-1448

Thank you for choosing Claudio Financial, LLC. We appreciate your trust and look forward to serving you.